On this episode of the Retire Inspired Podcast, Chris shares eight questions you must ask your financial advisor. He also talks with callers about a variety of topics, including: when to pay off your mortgage; retirement anxiety; pension income; and where to invest extra money. Plus, he speaks with an everyday millionaire.

Questions to Ask Your Investment Advisor

See Chris Hogan live at a Smart Money event near you! Use code PODCAST10 to save $10! Go to https://goo.gl/i4W9rS.

Get your R:IQ. Know how much money you need for your retirement dreams.

Do you have investing questions? Go to chrishogan360.com/INVEST to find a pro who can help you!

The Ken Coleman Show: https://www.kencolemanshow.com

Article: One million Americans counting on Congress to save their pensions

Want to join our Facebook Group? https://www.facebook.com/groups/RetirementChallenge/

Call us with your success stories or questions about money! Leave us a voicemail at 844.283.9383 or email us at podcast@chrishogan360.com.

Join in on the Retire Inspired Podcast as Chris talks about how much parents should pay for their kids’ college. He gives listeners seven tips to help them navigate this confusing and overwhelming topic.

1. Talk to your kids about their life plans and how college may or may not be a part of the equation.
2. Start early. Start saving when your kids are young. Waiting until their junior or senior year of high school will not give you adequate time to save. If you’re late to the game, don’t give up!
3. Have your kids research scholarships and grants and apply for every money source they can (except loans). This researching and applying should be your kids’ part-time job in their high school years.
4. Check out the options for paying for college. A community college is an excellent option to knock out the basics.
5. Know the real deal about getting a degree from an expensive college.
6. Consider the options with your kids: they could work part time; work full time and go to school at night; work full time to save up cash to go to school full time; join the armed forces and utilize their tuition assistance program.
7. Be creative with additional expenses. Find ways to save on books, living expenses, meal plans, etc.

In addition to his discussion about paying for college, Hogan talks about an alarming article on student loan debt among Americans who are 50 and older. He also talks with callers about a variety of topics: asset allocations and investing; how to prepare for a new baby; paying off your mortgage early; long-term care insurance; and helping parents prepare for retirement. Plus, he gets to hear from an everyday millionaire about her success story.

See Chris Hogan live at a Smart Money event near you! Use code PODCAST10 to save $10! Go to https://goo.gl/i4W9rS.

Get your R:IQ. Know how much money you need for your retirement dreams.

Do you have investing questions? Go to chrishogan360.com/INVEST to find a pro who can help you!

Call us with your success stories or questions about money! Leave us a voicemail at 844.283.9383. You can also email us at podcast@chrishogan360.com.

On this episode of the Retire Inspired podcast, Chris Hogan shares his personal investment strategy, including the four types of funds he prefers. He also helps his listeners take investing to the next level and offers seven action points to follow.

1. Develop your HD dreams.
2. Decide to chase your dreams.
3. Use the right ingredients to reach your dreams.
4. Develop a plan.
5. Identify the threats to your dreams.
6. Build your dream team.
7. Stay focused.

Hogan also answers questions regarding Roth IRAs, backdoor Roth IRAs, funding a grandchild’s education, and the importance of paying off your mortgage early. As a bonus, listeners will hear from Amy, an everyday millionaire who shares her perspective about time and money.

See Chris Hogan live at a Smart Money event near you! Use code PODCAST10 to save $10! Go to https://goo.gl/i4W9rS

For Hogan’s ROTH IRA Starter Guide, just text ROTH to 33789.

Discover your R:IQ. Know how much money you need for your retirement dreams.

Do you have investing questions? Go to chrishogan360.com/INVEST to find a pro in your area who can speak to your specific situation.

In this episode of the Retire Inspired podcast, Chris Hogan cues up the subject of paying off your mortgage early. That’s right! Rather than having that monthly payment hanging around your neck, you can take charge of your finances and pay off that mortgage so you can throw more money toward your retirement dream.

Here are some ways you can pay off your mortgage early:

1. Make an extra house payment every quarter.
2. Bring your lunch to work every day.
3. Refinance to a 15-year fixed rate mortgage.
4. Downsize to a smaller home.
5. Don’t bite off more than you can chew.
6. Work with a pro to find the right home within your budget.
7. Maximize your down payment.

If you don’t think you can take on this challenge of paying off your home early, think again! Hogan talks to folks who paid off their mortgage early—and they share how they made it possible.

For more information on paying off your home early, check out Hogan’s article: chrishogan360.com/how-to-pay-off-the-mortgage-early 

Are you ready to buy a home?  Talk to the loan experts: https://goo.gl/mkCvJx

Call us with your questions about money! Leave us a voicemail at 844.283.9383.

Get your R:IQ. Know how much money you need for your retirement dreams.

Do you have investing questions? Go to chrishogan360.com/INVEST.

See Chris Hogan live at a Smart Money event near you! Use code PODCAST10 to save $10 - https://goo.gl/i4W9rS

Get your R:IQ. Know how much money you need for your retirement dreams.

Do you have investing questions? Go to chrishogan360.com/INVEST

Call us with your questions about how to win with money! Leave us a voicemail at 844.283.9383.

VIP Jacque calls in to share her self-made millionaire success story. Jacque is killing it!

Hogan shares information about Roth IRAs and what to do with them.

VIP David has completed Baby Step 3 and is finding it hard to squeeze the budget to get the 15% needed for Baby Step 4. He makes good money, doesn’t drive expensive cars, doesn’t go on vacation or dine out much, but he can’t seem to make the budget work. 

VIP Jessie is working on Baby Step 3. She calls to ask if she should cash in her savings bonds (worth around $10,000) to complete this Baby Step or wait until the bonds have matured. 

Wrap Up 

Hogan tackles the topic of Social Security, sharing challenges, truths and seven action steps to follow.

Get your R:IQ. Know how much money you need for your retirement dreams.

Do you have investing questions? Go chrishogan360.com/INVEST

Call us with your questions about money! Leave us a voicemail at 844.283.9383.

Article: Research on Social Security and Death

Ray calls in and shares his amazing success story. What do you do when you’ve accomplished your goals? Ray sets more.

Hogan tackles the topic of Social Security, sharing challenges, truths and seven action steps to follow.

Linda calls in and says she is confused about her company’s voluntary non-qualified deferred compensation plan.

Daphynie calls in and asks for advice about her savings and her house. She is in her 50s, on Baby Step 3, and freaked out about her lack of savings.

Hogan wraps up the episode.

Hogan talks on the phone with VIP Josie.  She wants to know if it is wise to save cash to purchase an investment property and use income to maximize retirement. 

Hogan talks on the phone with VIP Dixie. She's married and wondering if something is wrong with their financial plan. She feels like they have less money now than when they were in debt. 

Hogan discusses the importance of financial courage over fear with new action points.

Hogan talks on the phone with VIP Thomas. He's a firefighter and it is mandatory for him to put a certain amount into a pension at work. He then adds to his own match for a 16.6% amount. He wants to know if this is enough to save to retire.

In this timely express episode, Hogan discusses the myths of tax professionals and shares his truth on the subject.

If you take Hogan's quick and easy tax quiz, you’ll walk away knowing if you should get help with your taxes this year:

chrishogan360.com/taxquiz

• Get your R:IQ. Know how much money you need for your retirement dreams.
• Do you have investing questions? Go to chrishogan360.com/INVEST
• Call us with your questions about how to win with money! Leave us a voicemail at 844.283.9383.

Hogan gives action points on how his listeners can fast track their Retire Inspired Quotient, the free tool on his website. He also takes several phone calls.

Need a pep talk? Hogan wants you to realize that having a long-term focus doesn't require you to panic short-term. Listen to the voice of reason and follow his 8 action points.

If you still have questions, schedule time to sit down with a SmartVestor Pro: https://goo.gl/ApB7PW

Don’t Panic! Riding the Ups and Downs of the Stock Market: https://goo.gl/K5KhaH

Dream Date Free PDF link: https://www.chrishogan360.com/planning-your-retirement-dream-date-pdf/

Get your R:IQ. Know how much money you need.

Do you have investing questions? Go to chrishogan360.com/INVEST

Call us with your questions! Leave us a voicemail at 844.283.9383.

Hogan addresses how “sharing is winning.” When a couple is on the same page about their future, they can win in high-definition.

Wake-Up Call: Leah is an FPU coordinator, and she recently heard about fixed index annuities. Are they legit? 

Wake-Up Call: William is working on Baby Step 4 and wants to dial back his part-time job. Will it hurt his progress? 

Deep Dive: Hogan talks about the importance of the dream date for couples, along with some Do’s and Don’ts for those dates.

Wake-Up Call: Jon can only put away $3,000 a month. How can he balance his investment across his 401(k), Roth IRA and mutual funds? 

Question From Hogan’s Retirement Challenge Facebook Group: What should I do if I want to go to college but my parents can’t help me pay for it?

Wrap-Up 

Within the last few weeks, bitcoin has dropped significantly in value.

Hogan decided to share this special episode because he wants you to know what bitcoin is and what he thinks about this hot topic called cryptocurrency.

MSN article referenced

Get your R:IQ. Know how much money you need for your retirement dreams.

Do you have investing questions? Go to chrishogan360.com/INVEST

Call us with your questions about how to win with money! Leave us a voicemail at 844.283.9383.

Hogan Rant: According to a survey from the Employee Benefit Research Institute, only 18% of people are very confident they’ll have enough money for retirement.(1)

Wake-Up Call: John is 28 years old and on Baby Step 4. He wants to know if he should change his investing options.

Deep Dive—Seven Myths About Investing: Do you know anyone who believes they don’t need help with investing? Hogan knocks down that myth along with six others that could keep you from maximizing your retirement savings.

Wake-Up Call: Deborah is considering taking retirement at 65, but she needs clarification on her 401(k) and taking Social Security.

Wrap-Up  

Get your R:IQ. Know how much money you need for your retirement dreams.

Do you have investing questions? Go to chrishogan360.com/INVEST

Call us with your questions about how to win with money! Leave us a voicemail at 844.283.9383.

Chris Hogan talks with Sam, mother of 13 children, about how she and her husband approach finances. This is a short episode with a big, inspiring impact.

Get your R:IQ. Know how much money you need for your retirement dreams.

Do you have investing questions? Go to chrishogan360.com/INVEST

Call us with your questions about how to win with money! Leave us a voicemail at 844.283.9383.

Millionaire Moment: Meet John, whose net worth has topped $1.6 million.

Wake-Up Call: Shannon has a question about life insurance.

Deep Dive: Hogan covers seven action points to create a new you in 2018.

Wake-Up Call: Adam asks how to approach a financial conversation with his mother who is disabled.

Get your R:IQ.

Have investing questions? Go to chrishogan360.com/INVEST.

Call us with your questions! Leave us a voicemail at 844.283.9383.

Millionaire Moment: Todd, age 48, has a net worth of $2.8 million.

Wake-Up Call: Tim has a question about investing 15% versus traveling after Baby Step 3.

Deep Dive: Hogan gives listeners eight things to do before the end of the year.

Wake-Up Call: Silas has a question about pension contributions as part of his overall investing strategy.

This episode is all about your investing questions. And, in the spirit of investing, Hogan wants you to invest time to listen to this episode! Hogan brings in a SmartVestor Pro to help answer your questions on traditional IRAs, the Roth option, tax brackets, fees, mutual funds, ETFs, and much more! Also featured in this episode are a Wake-Up Call and a new Millionaire Moment.

0:23—WELCOME

1:32—MILLIONAIRE MOMENT

Meet Jeff. He and his wife started from nothing and have accumulated a net worth of over $3 million.

5:12—YOUR INVESTING QUESTIONS, PART 1

Hogan hosts a SmartVestor Pro in the studio and they answer your questions:

• Question about investing in traditional IRAs or Roth IRAs. (@6:20)
• Question about when to convert pre-tax IRA money. (@9:12)
• Question about when to work with a financial advisor. (@13:40)
• Question about fees and costs for mutual funds. (@16:18)
• Question about ETFs. (@19:57)

23:26—DO YOU HAVE INVESTING QUESTIONS?

Go to chrishogan360.com/INVEST.

23:57—WIN A TRIP TO BOSTON AND A VIP EXPERIENCE WITH HOGAN

25:12—YOUR INVESTING QUESTIONS, PART 2

Hogan and a SmartVestor Pro continue answering your investing questions:

• Question about when to invest if loans haven’t been paid off. (@25:17)
• Question about a SEP plan and if the fees are too high. (@27:16)
• Question about gross total income. (@31:30)

44:03—WAKE-UP CALL

• VIP Steve calls in and asks Hogan about the “end of retirement” as it relates to legacy and the R:IQ.
• Call with your questions! Leave us a voicemail at 844.283.9383.

51:27—RALLY CRY WRAP UP

Do you know your Retire Inspired Quotient? Discover your R:IQ.

Hogan takes to the phones, answering questions and sharing insights with several callers. Why? Because this podcast is an ongoing conversation about pursuing your retirement dreams.

0:23—WELCOME

1:06—WAKE-UP CALL #1

Robert, a young man in his mid-30s, is on Baby Step 6. He has a question for Hogan about his R:IQ. He also wants to retire early, even though the government won’t allow him to take distributions from his 401(k) until he turns 59 ½.

6:12—WAKE-UP CALL #2

Donavan is on Baby Step 4 and is trying to invest 15% of his income as suggested. He wants to know whether he should downsize or refinance his home.

12:20—WAKE-UP CALL #3

At age 33, Luke is on Baby Steps 4–6. He has a question about Roth IRAs.  

16:18—DO YOU HAVE INVESTING QUESTIONS?

Go to chrishogan360.com/INVEST.

16:48—WIN A TRIP TO BOSTON AND VIP EXPERIENCE

18:03—EVENT ATTENDEE QUESTION

A woman asks a question about her husband’s negative mentality around retirement due to a family death.

20:48—WAKE-UP CALL #4

Joe has a question about his daughter’s college fund. He and his wife are working with their daughter in seeking out scholarships and in-state options.

26:02—WAKE-UP CALL #5

At ages 30 and 29 respectively, Ryan and his wife are on Baby Step 7. Ryan wants to know how he and his wife can retire early.

31:22—RALLY CRY WRAP UP

• Know your future number now. Get your R:IQ.
• Share your questions with Hogan! Email him at podcast@chrishogan360.com or leave a voicemail at 844.283.9383.

Forget about six figures. How would you feel about seven instead? Hogan gives six tips on how to work toward that millionaire status and brings in reinforcements with millionaire success stories. Also featured in this episode: Millionaire Moment; Wake-Up Call; and Hear From the People.

0:23—WELCOME

1:32—MILLIONAIRE MOMENT

Meet John and Jill, whose net worth has topped $2.2 million.

5:11—6 TIPS TO WORK TOWARD MILLIONAIRE STATUS

Back from a gathering with young entrepreneurs, Hogan shares his thoughts about how to become a millionaire.

1. Dream big.
2. Really commit.
3. Work a plan.
4. Don’t get distracted.
5. Don’t fall for stupid.
6. Don’t forget the goal.

20:28—MILLIONAIRE VOICES, LARRY AND DEE

This self-made millionaire couple lives on the Rogue River in Oregon. Larry and Dee have a net worth of over $4 million. Listen to how they went rogue and stopped being normal.

27:37—WAKE-UP CALL

• David has a question for Hogan about drawing Social Security early.
• Call with your questions! Leave us a voicemail at 844.283.9383.

32:05—LIVE EVENT ATTENDEE ASKS HOGAN A QUESTION

An event attendee asks Hogan if he should roll his lump sum pension into a Roth IRA or a traditional IRA.  

33:53—DO YOU HAVE INVESTING QUESTIONS?

Go to chrishogan360.com/INVEST.

34:23—WIN A TRIP TO BOSTON AND VIP EXPERIENCE

35:38—MILLIONAIRE VOICES, PAUL AND ELAINE

This self-made millionaire couple lives on a lake south of Seattle, Washington. Paul and Elaine have a net worth of $1.2 million. Listen to their philosophy about the “long view.”

41:47—HEAR FROM THE PEOPLE

• A woman emails Hogan a question about the age difference between her and her husband in regard to retirement. (@42:17)

• A woman emails Hogan a question about taking money out of her 401(k) to pay off her home. (@44:27)

Email your questions to podcast@chrishogan360.com. 

47:02—RALLY CRY WRAP UP

Do you know your Retire Inspired Quotient? Discover your R:IQ.

What’s getting in the way of your retirement dreams? Hogan shares four retirement obstacles and other insights from his book Retire Inspired: It’s Not an Age; It’s a Financial Number. Also featured in this episode: Hear From the People; Eight Keys That Unlock Your Future; and a new Millionaire Moment.

0:23—WELCOME

1:27—FOUR OBSTACLES TO YOUR RETIREMENT

1. Misunderstanding retirement
2. Depending on Social Security
3. Acting like sheep
4. Not having a plan

Don’t forget to order your copy of Hogan’s book Retire Inspired: It’s Not an Age; It’s a Financial Number.

11:34—HEAR FROM THE PEOPLE

• A woman shares that she is trying to pick up extra income for her retirement but she’s feeling discouraged (@12:04).

• A woman asks whether she should pay off her house before she retires or get long-term care insurance (@15:20). (Hogan’s Blog – Long-Term Care Insurance)

• An event attendee asks where she should put her money to invest while trying to save for a down payment on a house (@17:51).

Email your questions to podcast@chrishogan360.com. 

20:35—DO YOU HAVE INVESTING QUESTIONS?

Go to: chrishogan360.com/INVEST

21:05—ON THE PHONE WITH HOGAN

Hogan talks to Veronica about retirement and downsizing after a personal loss.

Call with your questions! Leave us a voicemail at 844.283.9383.

31:29—EIGHT KEYS THAT UNLOCK YOUR FUTURE

1. Motion
2. Expectation
3. Depth
4. Clarity
5. Simplicity
6. Company
7. Compassion
8. Legacy

46:05—MILLIONAIRE MOMENT

Meet Tom. He’s a self-made millionaire and has a net worth of almost $2 million.

49:54—RALLY CRY WRAP UP

Know your future number now! Get your R:IQ.

Who’s in charge of your future? It’s time for you to grab the wheel! You are the CEO of your retirement. Chris Hogan shares insights on this from his book Retire Inspired. Also featured in this episode are the segments Hear From the People and The Takeaway.

0:23—WELCOME

1:32—BECOMING THE CEO OF YOUR RETIREMENT

Don’t forget to order your copy of Hogan’s book, Retire Inspired: It’s Not an Age; It’s a Financial Number.

19:32—HEAR FROM THE PEOPLE

• A woman asks how often she should review her investing portfolio. (@20:02)
• A man asks about the benefits of a 529 plan over a uniform transfer to a minor, or a UTMA. (@21:24)
• A woman asks about medical coverage for when she retires. (@23:16)
• A self-made millionaire asks about her R:IQ, her savings, and what to do next. (@27:11)

Email your questions to podcast@chrishogan360.com. You can also call us with your questions! Leave a voicemail at 844.283.9383.

33:30—THE TAKEAWAY: BATTLE TO WIN

1. Decide to win.
2. Get inside the ring.
3. Understand the ropes.
4. Get a trainer here!
5. Develop an investing strategy.

45:44—RALLY CRY WRAP UP

Do you know your Retire Inspired Quotient? Discover your number. Get your R:IQ.

Hogan takes to the phones and shares insights with several callers as well as answers their questions. Why? Because this podcast is an ongoing conversation about the pursuit of your retirement dreams.

0:23—WELCOME

1:05—WAKE-UP CALL #1

VIP Mike has a question for Chris about investing, saving and paying off debt.

Do you have investing questions? Click here for help.

10:04—WAKE-UP CALL #2

VIP Sam, a 25-year-old, has a question about Social Security for his mother.

17:45—WAKE-UP CALL #3

VIP Tom has a question about the R:IQ and pensions.

Know your future number now VIPs: Get your R:IQ.

23:40—WAKE-UP CALL #4

VIP Dennis, a newlywed, wants to know about term life insurance versus whole life insurance and investing while working through the Baby Steps.

30:25—Rally Cry Wrap Up

Share your questions with Hogan! Email at podcast@chrishogan360.com or leave a voicemail at 844.283.9383.

This is the second episode of a two-part series that addresses how to clean up financial clutter from your past and enjoy your future. Hogan walks through saving, annual accountability, generosity, and how you can supercharge your future. Also featured in this episode: a new Hear From the People segment, with email and event attendee questions; a new Takeaway on milestones; plus Hogan reads a listener’s letter to debt. (If you haven’t listened to the first part, go back and listen to Episode 36: How to Clean Up Your Past.)

0:23—WELCOME

1:32—HOW TO ENJOY YOUR FUTURE

• Saving for emergencies and purchases (@2:55)
• Graduate Survival Guide (@6:38)
• Investing help (@8:39)
• Insurance and Tax questions (@9:25)
• A yearly 360-degree financial checkup (@6:53)
• Experiencing generosity (11:44)
• Supercharging your future (15:00)

22:56—GET SMART WITH YOUR MONEY

For more information and inspiration, join Hogan at a Smart Money event near you.

23:57—HEAR FROM THE PEOPLE

• Is having a Roth 401(k) and a Roth IRA overkill? (@24:33)
• What if my spouse is not thinking big enough in high-definition? (@25:20)
• How do my spouse and I save for the kids’ college during Baby Step 5? (@28:14)
• Share your questions with Hogan! Email podcast@chrishogan360.com or call 844.283.9383.

32:16—THE TAKEAWAY: MILESTONES

1. Create an event or experience around important landmarks.
2. Mark those experiences with pictures and/or writing.
3. Revisit those images and words so you can look back and remember.

41:34—“DEAR DEBT”

Chase, a Hogan VIP, wrote a letter to debt and sent it to Hogan to read in his signature voice.

45:28—RALLY CRY WRAP UP

• This was the second episode of a two-part series. Don’t forget to listen to Episode 36 if you missed it.
• Do you know your Retire Inspired Quotient? Discover your R:IQ.

This episode addresses the often-asked question about cleaning up the financial clutter from your past. Hogan tells his listeners the steps to recover from money mistakes. Also featured in this episode are a Story Spotlight, Wake Up Calls, and a new Millionaire Moment.

0:24—WELCOME

1:33—HOW TO CLEAN UP YOUR PAST

1. Everyone needs a will (@6:41). Check out uslegalforms.com
2. Get term life insurance (@7:45). See zanderinsurance.com
3. Use the best budgeting tool on the planet (12:46). Try everydollar.com
4. Budget what money is coming in (13:20).
5. Budget what money is going out (13:45).
6. Budget your essentials first (14:08).
7. Pay off any debt you owe using the debt snowball method (15:16).

21:46—STORY SPOTLIGHT: MARATHON

Marathon runner Ron applied his training principals to investing. Now Ron and his wife Colleen have a net worth of over $2 million. See more of their story on The Dave Ramsey Show YouTube Channel: Millionaire - Ron and Coleen

29:46—WAKE UP CALLS

• A caller asks about increasing contributions to speed up retirement (@29:59).
• A caller asks about resources for his disabled mother since his father has passed away (@34:23).
• Share your questions with Hogan! Email podcast@chrishogan360.com or call (844) 283-9383.

38:35—MILLIONAIRE MOMENT

Meet Jean, a self-made millionaire whose net worth has reached over $2 million.

41:56—RALLY CRY WRAP UP

• This was the first of a two-part series. Next up is Episode #37: “How to Enjoy Your Future.”
• For a deeper dive, come see Hogan at a Smart Money
• Do you know your Retire Inspired Quotient? Discover your number: Your R:IQ.

Whether you’re an office clerk, a musician or a lawyer, you need a plan for retirement. Even professional athletes need a plan. Hogan talks with NFL great and Heisman Trophy winner Eddie George about the importance of planning for retirement and leaving a legacy. Hogan also interviews Billy Corben—director of ESPN’s 30 for 30 documentary Broke—about the epidemic of professional athletes going broke. Also featured in this episode are a Coach Hogan Halftime Speech and a new Millionaire Moment.

0:24—WELCOME

1:21—THE IMPORTANCE OF A PLAN FOR RETIREMENT

Hogan challenges his listeners to use this podcast as motivation to shift their perspective about saving for retirement.

2:58—A CONVERSATION WITH NFL GREAT EDDIE GEORGE

31:20—A CONVERSATION WITH DIRECTOR BILLY CORBEN

47:33—COACH HOGAN HALFTIME SPEECH

One of Hogan’s VIPs, Jennifer, wrote herself a halftime speech. Coach Hogan grabs his hat and whistle and delivers.

50:43—MILLIONAIRE MOMENT

Meet self-made millionaire Pete, whose net worth has topped $2 million.

53:26—YOUR RETIREMENT PLAN INVOLVES TOOLS AND A TEAM

Eddie George and Billy Corben talk about the importance of tools and a team.

Do you have the right tools for building wealth? Use the R:IQ, a free online retirement planning calculator.

Do you have a trustworthy team? Find a SmartVestor Pro near you.