Anxiety is just a schoolyard bully. Chris Hogan talks about how to combat that bully. He talks about Ramsey Solutions’ Retirement in America Survey and the section on anxiety and offers some tips on what to do when you start to feel anxious. Other features of this podcast include the Hear from the People segment (answers to email), The 3-Point Takeaway, and highlights from one of the Retire Inspired live events. In addition, Hogan shares a story spotlight called Self-Made about everyday people who followed a plan and are now millionaires.
0:31 – WELCOME
2:23 – RETIREMENT IN AMERICA SURVEY
Chris discusses the portion of a Ramsey Solutions survey that focuses on anxiety and offers four tips for when you start to feel anxious:
1. TAKE A DEEP BREATH. Activating relaxation is important.
2. ACKNOWLEDGE HOW YOU FEEL. Identify the feeling you’re dealing with.
3. ACCEPT THE FEELING. Realize it is what it is. Don’t deny or ignore it.
4. QUESTION YOUR THOUGHTS. Ask yourself the following: A. Is this likely to happen? B. What can I do to relieve the anxiety? C. How can I prepare for what may happen?
12:00 – VIP ANNOUNCEMENTS
The third winner is announced in the Retire Inspired Podcast Giveaway. You have one more chance to win $250. Go to chrishogan360.com. Subscribe to the podcast and type in your information. No purchase necessary.
15:03 – HEAR FROM THE PEOPLE
Hogan reads listener emails:
A man talks about Hogan’s Big Pop story (Episode 7, time code 14:49).
A woman has a question about the 15% toward retirement from Baby Step 4.
A woman asks about her and her husband’s expenditures while saving for retirement in light of their daughter’s medical needs.
A woman on Baby Step 4 is successfully on the path toward retiring inspired.
A woman wants to know how to talk to her parents about retirement and asks Chris to share more success stories. He points to Episode 4, time code 36:51.
27:12 – STORY SPOTLIGHT: SELF-MADE
Hogan tells the story of several people, just like you, who became millionaires by being diligent and following a plan over time.
35:38 – RETIRE INSPIRED EVENT HIGHLIGHTS
Hogan’s podcast producer shares a couple of highlights from attendees who are winning.
37:45 – THE TAKEAWAY
Hogan gives his 3-Point Takeaway on combating that schoolyard bully, anxiety.
1. USE POSITIVE SELF-TALK. Think of reassuring statements you can make to avoid anxiety.
2. FOCUS ON THE NOW. So much anxiety is connected to what “could” happen.
3. FOCUS ON MEANINGFUL ACTIVITIES. The worst thing you can do when you’re anxious is obsess over the negative feeling. Remember your retirement dreams, know your R:IQ (see chrishogan360.com if you don’t know your number), and pay attention to your budget (see EveryDollar.com).
42:27 – RALLY CRY WRAP-UP
43:55 – CALL TO ACTION
Don’t forget to enter the Retire Inspired Podcast Giveaway! You have one more opportunity to win $250. Go to chrishogan360.com. Subscribe to the podcast and enter your information. No purchase necessary.
Go to chrishogan360.com to discover your R:IQ. While you’re there, click Dream Team then connect with a SmartVestor Pro for investing help and ELPs for real estate, insurance and tax services.
Email us your retirement dreams or wins and your big financial words for Professor Hogan to define on the podcast at email@example.com. You can also write a review of the Retire Inspired Podcast on iTunes and subscribe to future episodes.
Chris Hogan wants you to vote for yourself. No matter who ends up in the Oval Office, you can change your financial future. Hogan also offers his 10 Points to Progress. Other features include the Hear From The People segment (answers to email) and his 3-Point Takeaway. As a fun bonus, Chris reads Retire Inspired Poetry.
0:27 – WELCOME
2:05 – THE #VOTE4UAMERICA CAMPAIGN
16:38 – HOGAN’S 10 POINTS TO PROGRESS
1. BE A MONEY BOSS. Start each month with a budget, listing income and expenses.
2. HAVE A DEBT REDUCTION PLAN. Use the debt snowball approach: List all your debts then attack them from smallest to largest.
3. ESTABLISH AN EMERGENCY FUND. Be prepared for unexpected events (a car problem, home repair, hospital visit, etc.) by keeping an emergency fund on hand.
4. TAKE CONTROL OF YOUR SPENDING. Understand the difference between a want and a need. Set limits on spending, even if it means sacrificing your wants.
5. PLAN AHEAD. Look at the calendar and save money for upcoming expenses (holidays, travel, birthdays, etc.).
6. BOOST YOUR INCOME. Brainstorm ways you could earn extra money over the next three to six months (sell stuff you don’t need, have a garage sale, offer to tutor, etc).
7. GET A HEAD START ON COLLEGE. If you have children, start saving for college as soon as possible. You want to help them get an education without student loans. But don’t sacrifice your retirement fund in the process! Remember, kids can work their way through college.
8. PLUG IN TO THE COMMUNITY. Volunteer for events in your area or help out at your church. Make a list of 10 friends and tell them about R:IQ and Financial Peace University as financial discussions come up. When people change, their community does too!
9. KNOW YOUR PLAN. Retirement is not an age; it’s a financial number! Decide on your retirement dream, discover your R:IQ, and determine a plan to get to that retirement number.
10. KEEP THE RIGHT ATTITUDE. Progress is taking one step forward, one day at a time. Where you are now is the new starting point, so forget the past and start moving ahead.
26:25 – VIP ANNOUNCEMENTS
The second winner in the Retire Inspired Podcast Giveaway is announced. You have two more chances to win $250. Go to chrishogan360.com/podcast and subscribe to the podcast for your opportunity to win. No purchase necessary.
28:37 – HEAR FROM THE PEOPLE
Hogan reads listener emails:
A woman asks about Social Security and maximum benefit age.
A man wants to know more about Roth IRAs and 401(k)s.
32:59 – RETIRE INSPIRED POETRY
Hogan has fun with his gentle voice reading VIP retirement poems sent in by listeners.
35:39 – THE #VOTE4UAMERICA TAKEAWAY
Hogan gives his 3-Point Takeaway on how to activate change now so you can enjoy your retirement in the future.
43:27 – RALLY CRY WRAP-UP
44:29 – CALL TO ACTION
Don’t forget to enter the Retire Inspired Podcast Giveaway! There are two more opportunities to win $250. Go to chrishogan360.com/podcast. Subscribe to the podcast and enter your information. No purchase necessary.
Go to chrishogan360.com/riq to discover your R:IQ. While you’re there, click Dream Team. Then connect with SmartVestor Pros for investing help and ELPs for help with real estate, insurance and taxes.
Email us your retirement dreams or wins at firstname.lastname@example.org and Hogan may read them on air. Also send in any confusing financial jargon for Professor Hogan to define on the podcast. You can also write a review of the Retire Inspired Podcast on iTunes and subscribe to future episodes.
Chris Hogan kicks off the episode explaining how to calculate net worth. He also talks with guest Rachel Cruze about the importance of establishing good financial habits and talks about her new book, Love Your Life Not Theirs. Other features include the Hear from the People segment and The Takeaway: Complaining produces victims, but the right habits produce victories.
0:34 – WELCOME
1:49 – HOW TO CALCULATE YOUR NET WORTH
12:35 – VIP ANNOUNCEMENTS
The first winner is announced in the Retire Inspired Podcast Giveaway. You have three more chances to win $250. Go to chrishogan360.com/podcast. Subscribe to the podcast and type in your information. No purchase necessary.
13:42 – THE HOGAN SAVINGS CHALLENGE
Next week is National Save for Retirement Week. In honor of that, Hogan has thrown down a social challenge.
Pick one of the following challenge options:
1. R:IQ SNAPSHOT CHALLENGE
Discover your R:IQ at chrishogan360.com and click Dream Team to connect with a SmartVestor Pro to talk about your number.
2. HOME RESTAURANT CHALLENGE
Instead of going out to a restaurant, make a fun meal out of food already in your house. Dress the kids up as waiters and have them bring you the bill in a retirement envelope.
3. DRIVE BY, NOT DRIVE THRU CHALLENGE
How much do you spend at Sonic or Starbucks every week? Save that money this week and drive by instead.
4. CUT THE CABLE CHALLENGE
Cancel cable or streaming services for a month. You’ll be surprised how many channels you can get in HD with a cheap antenna.
5. TAKE A HIKE CHALLENGE
Tell an expensive outing to take a hike! Instead, go for a walk or hike with your friends or family.
The challenge ends when you take a fun social pic of your action and post it to Facebook or Instagram with these tags: #NS4RW @chrishogan360.
18:25 – GUEST CONVERSATION WITH RACHEL CRUZE
Chris and Rachel discuss financial habits and her new book, Love Your Life, Not Theirs. It’s now available at RachelCruze.com.
39:22 – THE TAKEAWAY
What new habits are you willing to establish so you can take your retirement planning to the next level? Hogan takes it up a notch and offers a three-point takeaway in this episode.
44:53 – HEAR FROM THE PEOPLE
Hogan reads listener emails:
50:22 – RALLY CRY WRAP-UP
51:31 – CALL TO ACTION
Chris Hogan talks about age versus maturity and recalls a time when five years of stupid cost him a lot of time and money. Other features include the Hear from the People segment (answers to email) and Hogan’s 3-Point Takeaway on plugging in to power sources.
0:29 – WELCOME
1:47 – AGE VS. MATURITY
15:34 – TIP OF THE DAY
Check out our free digital tool, The Home Sellers Guide. Text HOMEFORSALE to 44222 to receive this PDF.
16:36 – VIP ANNOUNCEMENTS
18:52 – 5 YEARS OF STUPID
Chris rants about a time in his life when a car and some bad money decisions cost him a lot of time and money. Listen to the difference between borrowing and investing a large amount of money.
25:01 – 3-POINT TAKEAWAY
Jump-starting anything requires plugging in to a charged-up power source.
32:00 – HEAR FROM THE PEOPLE
Hogan reads listener emails:
40:41 – RALLY CRY WRAP-UP
41:45 – CALL TO ACTION
Chris Hogan discusses the Retirement Education report, based on Ramsey Solutions’ Retirement in America survey. He also sits down with financial expert and podcast host Jean Chatzky. Together, they talk about men and women’s savings behaviors, Social Security, 401(k)s, and even her retirement dreams. Other features in this episode include Hogan’s Takeaway and the Hear From the People segment, during which he answers listener questions.
0:28 – WELCOME
2:07 – RETIREMENT IN AMERICA STUDY: EDUCATION IN THE WORKPLACE
15:05 – TIP OF THE DAY
Check out our free digital tool, The Roth IRA Starter Guide. Text ROTHIRA to 44222 to receive this PDF.
16:12 – VIP ANNOUNCEMENTS
18:35 – A CONVERSATION WITH JEAN CHATZKY
Financial expert and host of the Her Money podcast Jean Chatzky joins Hogan in the studio. Together, they talk male vs. female financial habits, investing, and more.
38:37 – 3-POINT TAKEAWAY
“We cannot delegate progress; it must be owned.”
43:39 - HEAR FROM THE PEOPLE
Hogan reads listener emails:
49:00 – RALLY CRY WRAP UP
50:13 – CALL TO ACTION
Chris Hogan talks about the importance of having a personalized battle cry for your retirement dreams and offers some diversification education. As always, he shares a three-point takeaway, answers listener emails, and even delivers some Coach Hogan halftime speeches.
0:37 – WELCOME
1:50 – DIVERSIFICATION EDUCATION
12:07 – TIP OF THE DAY
Check out the free digital tool 3 Vital Questions Your Advisor Must Answer. Text the word ADVISOR to 44222 to receive this PDF.
13:10 – LISTEN UP VIPs
Help us with a short survey. Go to chrishogan360.com/survey by September 28 and fill out the survey, and you’ll have a chance to win a $100 Target gift card.
14:02 – RETIREMENT DREAMS / BIG POP STORY
Send in your retirement dreams and retirement wins to email@example.com. Please specify in the subject line either RETIREMENT DREAMS or RETIREMENT WINS.
21:46 – COACH HOGAN HALFTIME SPEECHES
Chris reads personalized halftime speeches written by and sent in from listeners (whistle and locker room provided).
26:00 – THE TAKEAWAY
“Dreams are personal and authentic. Don’t settle. Build!”
36:42 – HEAR FROM THE PEOPLE
Chris answers emails from listeners:
45:23 – BATTLE CRY CHALLENGE
47:06 – CALL TO ACTION
Chris Hogan discusses the Retirement in America study and what the research reveals about Millennials and retirement. He also takes wake-up calls from several Millennials and gives his three-point takeaway on a fearless future: believe, avoid, and absorb.
1:00 – MILLENNIAL WAKE-UP CALL
Chris talks on the phone with Nelson, a Millennial success story.
5:15 – RETIREMENT IN AMERICA: THE MILLENNIALS
Whether you’re a Millennial, a parent of one, or work with one, don’t miss what America’s trusted voice on retirement found out from this research study.
21:35 – LISTEN UP VIPs
Hogan shares special announcements with his listeners.
24:20 – MILLENNIAL WAKE-UP CALL
Chris talks on the phone with Michael, a Millennial on Baby Step 3, about investing and saving for a house.
28:33 – TIP OF THE DAY
Check out the free digital tool Assembling Your Retirement Dream Team. Text the word PROFESSIONAL to 44222 to receive this PDF.
29:26 – THE TAKEAWAY
For a fearless future: believe, avoid, and absorb.
36:05 – MILLENNIAL WAKE-UP CALL
Chris talks on the phone with Greg, a Millennial who received a large inheritance, about investing.
41:42 – CALL TO ACTION
Chris Hogan brings in another coach, Lou Holtz, to talk about some key aspects of planning well for retirement: obstacles, excuses, and discipline. Chris also shares an experience from his Retire Inspired live event and gives his three-point takeaway formula for success: confidence, competence, and diligence.
1:00 – WHAT’S YOUR EXCUSE?
Chris talks about a Retire Inspired live event experience.
6:04 – A CONVERSATION WITH COACH LOU HOLTZ
The two coaches discuss obstacles, excuses, and discipline.
19:42 - TIP OF THE DAY
Check out Hogan’s Homebuyer Guide. Text “buyhome” to 44222 for this free digital tool.
20:33 – THE TAKEAWAY
Formula for success: confidence, competence, and diligence
29:58 – HEAR FROM THE PEOPLE
Chris answers social media questions.
39:13 – CALL TO ACTION
Chris wants you to know your R:IQ. He breaks down what, why and how. He answers social media questions, shares the takeaway about people of action, and features a story about a retired couple who started over.
1:00 - DO YOU KNOW YOUR R:IQ?
“You'll never know you are lost if all you are doing is wandering.”
18:08 - RANT & CHALLENGE
Couple delays retirement to pay adult son’s student loans
23:16 - HEAR FROM THE PEOPLE
Chris answers social media questions
29:45 - TIP OF THE DAY
Planning your retirement dream date
30:40 - THE TAKEAWAY
People of Action Get ... Stuff ... Done!
36:52 - STORY SPOTLIGHT
43:55 - CALL TO ACTION
Chris Hogan talks about the 10 characteristics of highly successful people working toward retirement. Other features include a rant on credit card fine print, social media questions about debt and investing, and Hogan even uses his soothing voice to read Retire Inspired poems.
Submit your own Retire Inspired poems, success stories or questions at firstname.lastname@example.org.
To connect with a trustworthy investing professional in your area, click ELP at chrishogan360.com.
New episodes available every other week.
In this variety-format podcast, Chris Hogan shares tips on how you can retire as a millionaire by saving $10 a day and offers a 3-point takeaway on mentally preparing to win. Hogan also takes to the phones to talk with listeners and answers social media questions. Submit questions or success stories to: email@example.com.
In this podcast premiere, Chris Hogan explains how to prepare for retirement in different decades of life and offers a 3-point takeaway on moving toward your goals by assessing, acknowledging and activating. He also highlights a couple’s success in working toward retirement, answers social media questions, and uses his distinctive voice to give a personal halftime speech. Submit questions or success stories to: firstname.lastname@example.org.
Number-one national best-selling author Chris Hogan previews his new podcast, Retire Inspired. America's trusted voice on retirement breaks down what listeners can expect from each episode. Chris also shares how he plans to turn the tables on how we think about retirement. New episodes will be available every other week.