No one defines retirement for you. It’s up to you. Hogan shares five negative reasons you might not retire, but he shares five positive reasons, too! Also featured in this episode: Hear From the People; The Takeaway (Futures Under Construction); and a new Millionaire Moment.

0:28—WELCOME

1:43—5 NEGATIVE REASONS YOU MIGHT NOT RETIRE

• You funded your kid’s education instead of your retirement.
• You let lifestyle dictate your spending.
• You thought Social Security would be enough.
• You borrowed from your 401(k).
• You let debt hang around.

12:27—5 POSITIVE REASONS YOU MIGHT NOT RETIRE

• You like your career.
• You enjoy the challenge of working.
• You need the social interaction.
• You want to stay mentally and physically healthy.
• You decide to try an encore (second) career.

*Check out the original article Hogan wrote about why you might not retire:

7 Mistakes That Could Keep You From Retiring

17:30—LISTEN UP VIPS

• When Hogan’s son Case was diagnosed with Hunter Syndrome at age 2, the family decided to fight. The degenerative disease affects a person’s ability to walk, talk, eat and think. The average lifespan of someone with the disease is in the teens. If you want to learn more, watch the new docuseries about families (including the Hogans) facing Hunter Syndrome. Go to Projectalive.org.

• Remember to subscribe to the podcast and then share it! No one can promote our podcast better than you. Your friends and family can find the podcast online at chrishogan360.com or through the following mobile apps: Apple Podcasts, GooglePlay, or Stitcher.
  
• Email us the financial jargon you want Professor Hogan to define for the everyday investor. We would also love for you to send us your personal halftime speeches and retirement poems you want Hogan to read. Email us at podcast@chrishogan360.com.

19:58—HEAR FROM THE PEOPLE

• Is it a good idea to invest more than 15% toward retirement if I’m almost 50? (@20:18)
  
• Regarding life insurance in retirement, where does that fit? Should I do term? Ten years? Fifteen years? (@22:11)
  
• What’s the difference between the millionaire and retirement milestones? (@25:41)

33:20 —THE TAKEAWAY (FUTURES UNDER CONSTRUCTION)

39:06—MILLIONAIRE MOMENT

Hogan talks with self-made millionaires Mina and Irfan, whose net worth is currently $1.4 million. Do you want to reach that million-dollar milestone? Click here for help.

41:59—RALLY CRY WRAP-UP

• Hogan wants to invite you to be a part of our rapidly growing online community. Go on Facebook and search: Hogan’s Retirement Challenge.
  
• Have you gotten your R:IQ? The Retire Inspired Quotient is a free tool at chrishogan360.com.

In light of Independence Day, Hogan shares ideas on how you can imagine and then activate your future dreams. Also featured in this episode: Hear from the People, a new Millionaire Moment, and Professor Hogan makes a cameo appearance to define investing terms sent in from VIPs.

0:28—WELCOME

1:28—IMAGINE AND ACTIVATE YOUR FUTURE

1. Imagine you are on Baby Step 7 as part of your dream (@6:50).
2. Imagine three lifestyle changes you can make once you’ve hit your R:IQ (@8:48).
3. Imagine three people or things you will be able to support financially (@9:52).
4. Activate better questions (@10:32).
5. Activate personal billboards (@11:37).
6. Activate legacy documents for loved ones (@12:16).
7. Activate acceleration (@15:25).

20:23—LISTEN UP VIPS

• When Hogan’s son Case was diagnosed with Hunter Syndrome at age 2, the family decided to fight. The degenerative disease affects the ability to walk, talk, eat, and think. The average lifespan is in the teens. If you want to learn more, watch the new docu-series about families (including the Hogans) facing the crisis of Hunter Syndrome family, go to projectalive.org.

• Remember to share the podcast and subscribe! No one can promote our podcast better than you. Your friends and family can find the podcast on chrishogan360.com or through the following mobile apps: Apple Podcasts, GooglePlay, or Stitcher.

• Email us the financial jargon you want Professor Hogan to define for the everyday investor. We would also love for you to send us your personal halftime speeches and retirement poems you want Hogan to read. Email us at podcast@chrishogan360.com

23:05—HEAR FROM THE PEOPLE

• I see investing like gambling. How do I invest my money without losing it? (23:38)
• How do I live on nest egg interest without killing the “goose”? (24:52)
• How can I make the best fund selections from my 401(k)? (27:25)

*For more information, listen to Episode #24: The Ultimate 401(k) Questions

• Should l have Social Security taxed monthly or pay at the end of the year? (28:34)

29:50 —PROFESSOR HOGAN

The good professor breaks down big financial words and pop-culture terms emailed in from VIPs:

• From Kathleen—FLIP IRA (@30:49)
• From Laura—EXPENSE RATIO (@32:01)
• From Chris—BEARS / BULLS / DOVES (@32:33)
• From Megan—TURN UP / SQUAD GOALS / YOLO (@33:53)

36:02—MILLIONAIRE MOMENT

Do you want to reach your wealth-building goals? Click here for help.

39:02—RALLY CRY WRAP UP

• Hogan wants to invite you to be a part of our rapidly growing online community. Go on Facebook and search: Hogan’s Retirement Challenge.
• Have you done your R:IQ? The Retire Inspired Quotient is a free tool at chrishogan360.com.