Get your R:IQ.
Have investing questions? Go to chrishogan360.com/INVEST.
Call us with your questions! Leave us a voicemail at 844.283.9383.
Millionaire Moment: Todd, age 48, has a net worth of $2.8 million.
Wake-Up Call: Tim has a question about investing 15% versus traveling after Baby Step 3.
Deep Dive: Hogan gives listeners eight things to do before the end of the year.
Wake-Up Call: Silas has a question about pension contributions as part of his overall investing strategy.
This episode is all about your investing questions. And, in the spirit of investing, Hogan wants you to invest time to listen to this episode! Hogan brings in a SmartVestor Pro to help answer your questions on traditional IRAs, the Roth option, tax brackets, fees, mutual funds, ETFs, and much more! Also featured in this episode are a Wake-Up Call and a new Millionaire Moment.
Meet Jeff. He and his wife started from nothing and have accumulated a net worth of over $3 million.
5:12—YOUR INVESTING QUESTIONS, PART 1
Hogan hosts a SmartVestor Pro in the studio and they answer your questions:
23:26—DO YOU HAVE INVESTING QUESTIONS?
Go to chrishogan360.com/INVEST.
23:57—WIN A TRIP TO BOSTON AND A VIP EXPERIENCE WITH HOGAN
25:12—YOUR INVESTING QUESTIONS, PART 2
Hogan and a SmartVestor Pro continue answering your investing questions:
51:27—RALLY CRY WRAP UP
Do you know your Retire Inspired Quotient? Discover your R:IQ.
Hogan takes to the phones, answering questions and sharing insights with several callers. Why? Because this podcast is an ongoing conversation about pursuing your retirement dreams.
1:06—WAKE-UP CALL #1
Robert, a young man in his mid-30s, is on Baby Step 6. He has a question for Hogan about his R:IQ. He also wants to retire early, even though the government won’t allow him to take distributions from his 401(k) until he turns 59 ½.
6:12—WAKE-UP CALL #2
Donavan is on Baby Step 4 and is trying to invest 15% of his income as suggested. He wants to know whether he should downsize or refinance his home.
12:20—WAKE-UP CALL #3
At age 33, Luke is on Baby Steps 4–6. He has a question about Roth IRAs.
16:18—DO YOU HAVE INVESTING QUESTIONS?
Go to chrishogan360.com/INVEST.
18:03—EVENT ATTENDEE QUESTION
A woman asks a question about her husband’s negative mentality around retirement due to a family death.
20:48—WAKE-UP CALL #4
Joe has a question about his daughter’s college fund. He and his wife are working with their daughter in seeking out scholarships and in-state options.
26:02—WAKE-UP CALL #5
At ages 30 and 29 respectively, Ryan and his wife are on Baby Step 7. Ryan wants to know how he and his wife can retire early.
31:22—RALLY CRY WRAP UP
Forget about six figures. How would you feel about seven instead? Hogan gives six tips on how to work toward that millionaire status and brings in reinforcements with millionaire success stories. Also featured in this episode: Millionaire Moment; Wake-Up Call; and Hear From the People.
Meet John and Jill, whose net worth has topped $2.2 million.
5:11—6 TIPS TO WORK TOWARD MILLIONAIRE STATUS
Back from a gathering with young entrepreneurs, Hogan shares his thoughts about how to become a millionaire.
20:28—MILLIONAIRE VOICES, LARRY AND DEE
This self-made millionaire couple lives on the Rogue River in Oregon. Larry and Dee have a net worth of over $4 million. Listen to how they went rogue and stopped being normal.
32:05—LIVE EVENT ATTENDEE ASKS HOGAN A QUESTION
An event attendee asks Hogan if he should roll his lump sum pension into a Roth IRA or a traditional IRA.
33:53—DO YOU HAVE INVESTING QUESTIONS?
Go to chrishogan360.com/INVEST.
35:38—MILLIONAIRE VOICES, PAUL AND ELAINE
This self-made millionaire couple lives on a lake south of Seattle, Washington. Paul and Elaine have a net worth of $1.2 million. Listen to their philosophy about the “long view.”
41:47—HEAR FROM THE PEOPLE
Email your questions to firstname.lastname@example.org.
47:02—RALLY CRY WRAP UP
Do you know your Retire Inspired Quotient? Discover your R:IQ.
What’s getting in the way of your retirement dreams? Hogan shares four retirement obstacles and other insights from his book Retire Inspired: It’s Not an Age; It’s a Financial Number. Also featured in this episode: Hear From the People; Eight Keys That Unlock Your Future; and a new Millionaire Moment.
1:27—FOUR OBSTACLES TO YOUR RETIREMENT
Don’t forget to order your copy of Hogan’s book Retire Inspired: It’s Not an Age; It’s a Financial Number.
11:34—HEAR FROM THE PEOPLE
Email your questions to email@example.com.
20:35—DO YOU HAVE INVESTING QUESTIONS?
Go to: chrishogan360.com/INVEST
21:05—ON THE PHONE WITH HOGAN
Hogan talks to Veronica about retirement and downsizing after a personal loss.
Call with your questions! Leave us a voicemail at 844.283.9383.
31:29—EIGHT KEYS THAT UNLOCK YOUR FUTURE
Meet Tom. He’s a self-made millionaire and has a net worth of almost $2 million.
49:54—RALLY CRY WRAP UP
Know your future number now! Get your R:IQ.
Who’s in charge of your future? It’s time for you to grab the wheel! You are the CEO of your retirement. Chris Hogan shares insights on this from his book Retire Inspired. Also featured in this episode are the segments Hear From the People and The Takeaway.
1:32—BECOMING THE CEO OF YOUR RETIREMENT
Don’t forget to order your copy of Hogan’s book, Retire Inspired: It’s Not an Age; It’s a Financial Number.
19:32—HEAR FROM THE PEOPLE
Email your questions to firstname.lastname@example.org. You can also call us with your questions! Leave a voicemail at 844.283.9383.
33:30—THE TAKEAWAY: BATTLE TO WIN
45:44—RALLY CRY WRAP UP
Do you know your Retire Inspired Quotient? Discover your number. Get your R:IQ.
Hogan takes to the phones and shares insights with several callers as well as answers their questions. Why? Because this podcast is an ongoing conversation about the pursuit of your retirement dreams.
1:05—WAKE-UP CALL #1
VIP Mike has a question for Chris about investing, saving and paying off debt.
Do you have investing questions? Click here for help.
10:04—WAKE-UP CALL #2
VIP Sam, a 25-year-old, has a question about Social Security for his mother.
17:45—WAKE-UP CALL #3
VIP Tom has a question about the R:IQ and pensions.
Know your future number now VIPs: Get your R:IQ.
23:40—WAKE-UP CALL #4
VIP Dennis, a newlywed, wants to know about term life insurance versus whole life insurance and investing while working through the Baby Steps.
30:25—Rally Cry Wrap Up
Share your questions with Hogan! Email at email@example.com or leave a voicemail at 844.283.9383.
This is the second episode of a two-part series that addresses how to clean up financial clutter from your past and enjoy your future. Hogan walks through saving, annual accountability, generosity, and how you can supercharge your future. Also featured in this episode: a new Hear From the People segment, with email and event attendee questions; a new Takeaway on milestones; plus Hogan reads a listener’s letter to debt. (If you haven’t listened to the first part, go back and listen to Episode 36: How to Clean Up Your Past.)
1:32—HOW TO ENJOY YOUR FUTURE
22:56—GET SMART WITH YOUR MONEY
For more information and inspiration, join Hogan at a Smart Money event near you.
23:57—HEAR FROM THE PEOPLE
32:16—THE TAKEAWAY: MILESTONES
Chase, a Hogan VIP, wrote a letter to debt and sent it to Hogan to read in his signature voice.
45:28—RALLY CRY WRAP UP
This episode addresses the often-asked question about cleaning up the financial clutter from your past. Hogan tells his listeners the steps to recover from money mistakes. Also featured in this episode are a Story Spotlight, Wake Up Calls, and a new Millionaire Moment.
1:33—HOW TO CLEAN UP YOUR PAST
21:46—STORY SPOTLIGHT: MARATHON
Marathon runner Ron applied his training principals to investing. Now Ron and his wife Colleen have a net worth of over $2 million. See more of their story on The Dave Ramsey Show YouTube Channel: Millionaire - Ron and Coleen
29:46—WAKE UP CALLS
Meet Jean, a self-made millionaire whose net worth has reached over $2 million.
41:56—RALLY CRY WRAP UP
Whether you’re an office clerk, a musician or a lawyer, you need a plan for retirement. Even professional athletes need a plan. Hogan talks with NFL great and Heisman Trophy winner Eddie George about the importance of planning for retirement and leaving a legacy. Hogan also interviews Billy Corben—director of ESPN’s 30 for 30 documentary Broke—about the epidemic of professional athletes going broke. Also featured in this episode are a Coach Hogan Halftime Speech and a new Millionaire Moment.
1:21—THE IMPORTANCE OF A PLAN FOR RETIREMENT
Hogan challenges his listeners to use this podcast as motivation to shift their perspective about saving for retirement.
2:58—A CONVERSATION WITH NFL GREAT EDDIE GEORGE
31:20—A CONVERSATION WITH DIRECTOR BILLY CORBEN
47:33—COACH HOGAN HALFTIME SPEECH
One of Hogan’s VIPs, Jennifer, wrote herself a halftime speech. Coach Hogan grabs his hat and whistle and delivers.
Meet self-made millionaire Pete, whose net worth has topped $2 million.
53:26—YOUR RETIREMENT PLAN INVOLVES TOOLS AND A TEAM
Eddie George and Billy Corben talk about the importance of tools and a team.
Do you have the right tools for building wealth? Use the R:IQ, a free online retirement planning calculator.
Do you have a trustworthy team? Find a SmartVestor Pro near you.
In the second episode of a two-part series, Hogan shares more insights from the DISC personality assessment as it relates to your relationship with your significant other. Hogan also concludes his conversation with Dr. Les Parrott, marriage and relationship expert, about how getting in sync with your spouse. Also featured in this episode are the segments Hear from the People and Millionaire Moment.
1:48—UNDERSTANDING YOUR PERSONALITY (PT 2)
Hogan applies the DISC personality assessment to relationships and money:
17:18—GET YOUR OWN DISC: DISC Assessment Test_Tool
18:33— GET IN SYNC WITH YOUR SIGNIFICANT OTHER - WITH DR. LES PARROTT (PT 2)
Hogan concludes his conversation with Dr. Parrott about getting in sync with your spouse. More help from Dr. Parrott:
31:51—HEAR FROM THE PEOPLE
Email your questions at firstname.lastname@example.org or leave a voicemail at (844) 283-9383
Meet Tamara, self-made millionaire whose net worth has reached $1.5 million. Your journey to reach millionaire status starts here!
44:11—RALLY CRY WRAP UP
Your personality and your relationships affect your financial future. In the first of two episodes, Hogan shares insights about the DISC profile and the different personality styles. Hogan also talks with Dr. Les Parrott, marriage and relationship expert, about getting in sync with your significant other about finances. Also featured in this episode: a Story Spotlight about a couple in Colorado who paid off their home; and a Millionaire Moment.
1:55—UNDERSTANDING YOUR PERSONALITY (PT 1)
Hogan explains the DISC personality styles: Dominant, Interactive, Stabilizing, Cautious
20:53—EVENT ATTENDEES TALK ABOUT COUPLES SHARING RETIREMENT DREAMS
22:59—DISC ASSESSMENT LINK FOR THE VIPs
23:51—GET IN SYNC WITH YOUR SIGNIFICANT OTHER - WITH DR. LES PARROTT (PT 1)
Hogan talks with Dr. Parrott about getting in sync with your significant other about your financial future. They discuss communication, empathy and more.
41:41—STORY SPOTLIGHT: PAID FOR
Hogan shares a story about Bill and Patti, a Colorado couple who accelerated their financial future by paying off their home. Plus, they found opportunity and fun along the way! For more on Bill and Patti’s story, go to The Dave Ramsey Show YouTube channel.
Meet self-made millionaire Rachel, whose net worth has reached $3 million.
53:01—RALLY CRY WRAP UP
What will your life say to others? That’s the focus of Episode 32, Your Financial Hall of Fame. In it, Chris Hogan challenges you to fast forward and see yourself living in the midst of your accomplished dreams. You’ll see all the sacrifices and all the hard work you put in, but you’ll also see the payoff. Also, to help celebrate the 25-Year Anniversary of The Dave Ramsey Show, Hogan recalls a classic Dave story you’ve probably never heard. In addition, the episode features these regular segments: Hear from The People; The Takeaway (Quick vs. Quality), and Millionaire Moment.
1:42—HOW DAVE RAMSEY VIEWS PEOPLE
In light of the 25 Year Anniversary of The Dave Ramsey Show, Hogan recalls a time at an event where he was eyewitness to a classic “Dave” moment.
5:51—YOUR FINANCIAL HALL OF FAME
24:07—HEAR FROM THE PEOPLE
29:42 —PENSION FUNDING CRISIS
Article link: No US city or state is running a balanced budget for their pensions.
35:15—THE TAKEAWAY (QUICK VS. QUALITY)
We have to take the time to enjoy the quality. There’s no shortcut to building your retirement dream. Hogan gives his 3-point takeaway on the matter.
This moment features self-made millionaires Shawn, whose net-worth is over $4 million.
Do you want to reach that million-dollar milestone? Click here for help.
46:41—RALLY CRY WRAP UP
No one defines retirement for you. It’s up to you. Hogan shares five negative reasons you might not retire, but he shares five positive reasons, too! Also featured in this episode: Hear From the People; The Takeaway (Futures Under Construction); and a new Millionaire Moment.
1:43—5 NEGATIVE REASONS YOU MIGHT NOT RETIRE
12:27—5 POSITIVE REASONS YOU MIGHT NOT RETIRE
*Check out the original article Hogan wrote about why you might not retire:
17:30—LISTEN UP VIPS
19:58—HEAR FROM THE PEOPLE
33:20 —THE TAKEAWAY (FUTURES UNDER CONSTRUCTION)
Hogan talks with self-made millionaires Mina and Irfan, whose net worth is currently $1.4 million. Do you want to reach that million-dollar milestone? Click here for help.
41:59—RALLY CRY WRAP-UP
In light of Independence Day, Hogan shares ideas on how you can imagine and then activate your future dreams. Also featured in this episode: Hear from the People, a new Millionaire Moment, and Professor Hogan makes a cameo appearance to define investing terms sent in from VIPs.
1:28—IMAGINE AND ACTIVATE YOUR FUTURE
20:23—LISTEN UP VIPS
23:05—HEAR FROM THE PEOPLE
*For more information, listen to Episode #24: The Ultimate 401(k) Questions
29:50 —PROFESSOR HOGAN
The good professor breaks down big financial words and pop-culture terms emailed in from VIPs:
Do you want to reach your wealth-building goals? Click here for help.
39:02—RALLY CRY WRAP UP
The podcast is a year old and we’re just getting started! This episode features Hogan’s 6-Point-Plan so you can get un-stuck and start moving forward. To celebrate the podcast’s anniversary, this episode includes a special segment, “Voices of our Community.” Also featured in this episode are The Takeaway (Financial Farming), and Wake Up Calls.
0:29—ANNIVERSARY WELCOME AND CHALLENGE
0:59—VOICES OF OUR COMMUNITY
Many of our VIPs at a recent conference wanted to share their retirement dreams and give personal messages to Hogan about the podcast.
5:48—FROM STUCK TO MOVING FORWARD
Suggestions: The Go-Getter (Peter B. Kyne); Rhinocerous Success (Scott Alexander)
22:44—LISTEN UP VIPS
24:38—THE TAKEAWAY: FINANCIAL FARMING
Even though he grew up in Kentucky, Hogan was never a farmer, but he was around it a lot. His takeaway for financial farming:
31:31 —WAKE UP CALLS
Do you want to be a self-made millionaire? You need a plan! (41:47) Click here for help.
42:33—RALLY CRY WRAP UP
Hogan wants to invite you to be a part of his rapidly growing online community. Go on Facebook and search: Hogan’s Retirement Challenge and sign up to join.
Have you done your R:IQ? The Retire Inspired Quotient is a free online retirement calculator. Go to https://www.chrishogan360.com/riq/.
When you’re in debt, you’re making others wealthy—especially the bank! When you invest that money instead, you’re building wealth for yourself and your loved ones. In this episode, Chris Hogan gives you practical steps to get on track with growing wealth. As a bonus, to celebrate the 25th Anniversary of The Dave Ramsey Show, Hogan recalls a classic Dave story you probably never heard. Also featured in this episode: Retire Inspired poetry; Hear from the People; and a new Millionaire Moment.
1:30—A CLASSIC DAVE RAMSEY MOMENT
In light of the 25th Anniversary of The Dave Ramsey Show, Hogan recalls a time at an event where he was eyewitness to a classic Dave moment.
6:08—WEALTH BUILDING PLAN
22:33—LISTEN UP VIPS
Chris gives a call back to Episode #26: You or Your Kids. He references an article that offers credit card tips to college students. Hogan gives his own advice for college students about living out their dreams so credit card companies don’t live out theirs. Article link: MSN article 7-credit-card-tips-for-soon-to-be-college-grads
Remember to share the RI podcast and subscribe! No one can promote our podcast better than you! Your friends and family can find the podcast on chrishogan360.com or on the following apps: Apple Podcasts, GooglePlay, and Stitcher.
26:10—THE SMOOTH, COOL POET
Hogan puts the beanie back on. With the aid of a little jazz, he performs retirement poems written and submitted by several VIPs:
From Phil (@26:37)
From Will (@28:18)
From Krystal (@28:59)
Write a poem you for Hogan to perform! Email it to: email@example.com. Subject line: Poem.
30:24—HEAR FROM THE PEOPLE
A listener has a Baby Step 4 question about pensions, percentages and “gravy on the biscuit” (@30:57)
A 47-year-old listener asks a question about retirement savings and debt in regard to a ROTH investment (@33:18)
37:34—THE MILLIONAIRE MOMENT
Meet Ron, a self-made millionaire with a net worth of over 3 million dollars. He learned early on how to remove the word “can’t” from his vocabulary. Do you want to be a self-made millionaire like Ron? Then you need an investing plan. Click here for help:
40:38—RALLY CRY WRAP UP
Have you done your R:IQ? The Retire Inspired Quotient is a free online retirement planning tool at chrishogan360.com.
Hogan wants to invite you to be a part of our rapidly growing online community. Go to Facebook and search: Hogan’s Retirement Challenge. Then click to join!
What’s the secret to progress? Hogan wants to share his formula with you. He calls it his progress theorem. And he has a challenge for you on applying it to your goals. Also featured in this episode: Coach Hogan’s Halftime Speeches; Hear From the People; The Takeaway: Building Instructions; and The Millionaire Moment.
1:20—HOGAN’S SECRET FOR PROGRESS
The basement (@4:24)
Your body follows your head (@8:05)
The Progress Theorem (@11:37)
P = G + E – Ex / T x W
PROGRESS = GOALS + EFFORT – EXCUSES/TIME x WHY
Progress Application Challenge (@18:23)
20:46—LISTEN UP VIPS
At daveramsey.com, we are giving away $20,000 throughout the month of May. You can enter your name each day to try to win your share!
In less than a year, we have officially passed the two-million downloads mark! We thank you VIPs! Share the podcast and tell your friends and family to subscribe at the App Store, GooglePlay, or Stitcher.
We want your feedback. Give us your ideas on subjects that would make great deep-dive content for you! Email us at firstname.lastname@example.org.
23:01—COACH HOGAN HALFTIME SPEECHES
Hogan has collected more speeches written by listeners who need a little encouragement to keep going. Straight from the locker room, Coach Hogan offers a couple of halftime speeches:
For Michael and Sonya (@24:27)
For Jevonnah (@26:30)
28:27 —HEAR FROM THE PEOPLE
A listener shares about truth bombs and binge listening (@29:02)
A listener has a question about investing in light of his wife’s medical situation (@29:59)
32:07 —THE TAKEAWAY: BUILDING INSTRUCTIONS
To build wealth:
41:34—THE MILLIONAIRE MOMENT
Hogan shares the story of David and Leah, a self-made millionaire couple whose net worth is over $2.2 million. They share their opinions about how best to invest: don’t be impulsive, leave the investments alone, and watch them grow.
44:37—CALL TO ACTION
Hogan wants to invite you to be a part of our rapidly growing online community. Go on Facebook and search Hogan’s Retirement Challenge.
Help your circle of influence by telling them about the Retire Inspired Quotient tool (R:IQ) at chrishogan360.com. While they’re online, they can click on Dream Team to find investing help from our SmartVestor Pros.
Which should come first for you: save for retirement or college? There’s a 50% chance that your child will go to college and graduate, but there’s a 100% chance that you will retire—and possibly sooner than you think. In this episode, Chris talks about wants versus needs and higher education versus higher awareness. He offers several tips for parents who are thinking about their kids’ college and hoping to retire inspired. Also featured in this episode: a Hogan rant; Wake-Up Calls; The Takeaway: The Comeback; and a new Millionaire Moment.
1:30—YOUR KIDS’ COLLEGE VERSUS YOUR RETIREMENT
Hogan discusses the pressing dilemma of paying for kids’ college versus saving for retirement. He offers seven principles:
22:13—LISTEN UP VIPS
At daveramsey.com, we are giving away $20,000 throughout the month of May. You can your name each day to try to win your share! Email us your retirement dreams and wins @ email@example.com.
Hogan references a survey in which 84% of people say they have less than $10,000 in their savings.
Hogan talks with three people:
39:20 —THE TAKEAWAY: THE COMEBACK
Hogan gives solid advice on what to do when you’ve made financial mistakes.
46:02—THE MILLIONAIRE MOMENT
Hogan shares insight from a self-made millionaire couple in their 30s, Victoria and Jeremy, whose net worth is over $1.2 million. They’re first generation millionaires who understand the importance of money management and giving.
48:35—CALL TO ACTION
Hogan wants to invite you to be a part of our rapidly growing online community. Go on Facebook and search: Hogan’s Retirement Challenge.
Help your circle of influence by telling them about the Retire Inspired Quotient tool (R:IQ) at chrishogan360.com
Who doesn’t want extra money? In this episode, Hogan reminds you to go after it! He shares his thoughts on how to find extra retirement money. He also wants you to use your talents to make extra money to reach your financial goals. To discuss that, speaker and author Christy Wright stops by to talk. Her new book, Business Boutique, is the definitive book on equipping women to make money doing what they love. Also featured in this episode are The Takeaway: The Big Bad Wolf; Hear From the People; and Millionaire Moment.
1:28—HOW TO FIND EXTRA RETIREMENT MONEY
6 ways to earn extra money:
Apply Hogan’s Triple-A Process (@7:36)
Your challenge: List three to five things you can do to earn extra money (@8:50)
Don’t judge the ideas; just list them. Rank them. Search online to find out where you can do that job.
13:30—A CONVERSATION WITH CHRISTY WRIGHT
To purchase Business Boutique, go to BusinessBoutique.com
31:19—HEAR FROM THE PEOPLE
Hogan answers a question about mortgage debt, Roth investing options, and mutual funds (@31:36).
Hogan answers a question from a debt-free listener whose parents have no retirement savings (@35:31).
40:58—THE TAKEAWAY: THE BIG BAD WOLF
Hogan talks about how the children’s story The Three Pigs can teach adults important retirement principles. Get the right tools. Build now. Share your story.
48:58—THE MILLIONAIRE MOMENT
Hogan shares insight from a self-made millionaire, Andy, whose net worth is over $2.5 million. Listen to his thoughts on acceleration.
51:23—CALL TO ACTION
FINAL SPECIAL EVENT OFFER: If you’d like to see Chris Hogan at the Retire Inspired live event in San Antonio on May 6, you can get $10 off! Go to chrishogan360.com and click on “Events” to purchase your seat. At checkout, use the code HOGANPODCAST.
The 401(k) is a tool for building your financial future, but many people have questions about it. So many people have emailed Hogan regarding the subject that we’ve dedicated an entire episode to take an in-depth look at the 401(k), 403(b), and other similar investing options. He also answers some of the most common questions asked about the topic. Also featured in this episode: Exclusive Backstage Access from a recent Retire Inspired Event; The Takeaway: Mountain Climbing; and a new Millionaire Moment. Professor Hogan also makes a cameo appearance and defines financial jargon and pop culture terms.
Emails with questions about all things 401(k) have flooded in. Hogan responds with answers that make sense. Here are the topics and time codes:
Tools and bridges (@2:22)
Baby-step skippers beware (@3:08)
401(k) defined (@6:04)
Don’t uproot the bush (compound interest) (@6:42)
Differences between 401(k), 403(b), 457, and TSP (@8:16)
Investing options and professional help (@9:39)
How do the 401(k) and Roth 401(k) actually work? (@10:16)
Employer matching (@12:08)
Changing employers and roll overs (@13:30)
Common questions and answers (@14:50)
For more information:
Go to chrishogan360.com for articles about the 401(k) and other similar investing options.
While on Hogan’s site, click on “Dream Team” and connect with a SmartVestor Pro who can answer your specific investing questions.
Check out Chris Hogan’s book, Retire Inspired: It’s Not An Age; It’s a Financial Number. Both Chapter 5 and Chapter 6 address the topic of investing.
20:56—EXCLUSIVE BACKSTAGE ACCESS
Listen in on another VIP backstage experience, the Q&A session, at one of the Retired Inspired live events. Hogan and a SmartVestor Pro answer questions on investing and retirement:
Hogan answers a question about spouses and home repairs (@21:22).
Hogan and a SmartVestor Pro answer a question about investing options (@23:59).
Hogan and a SmartVestor Pro answer a question about investing 15% and the Roth 401(k) (@27:07).
Hogan answers a question about mortgage payments and investing amounts (@29:14).
31:40—SPECIAL EVENT OFFER
If you want to see Hogan live, we’re offering $10 off his events in April and May. Go to “events” on the menu bar at chrishogan360.com and use the code HOGANPODCAST at checkout.
Professor Hogan breaks down and defines more of those ten-dollar financial terms that seem like a bunch of gobbledygook.
What are non-managed index funds and managed mutual funds? (@32:53)
From Rachel Cruze’s book, Love Your Life Not Theirs, what is a “life hack”? (@33:47)
What exactly does ROI stand for and mean? (@34:46)
What are the age ranges for millennials, Gen X, and Gen Y? (@35:28)
37:36—THE MILLIONAIRE MOMENT
Hogan shares insight from a self-made millionaire, Carolyn, whose net worth is over $1.3 million. She proves that living like no one else now is worth it in the long run.
40:17 —THE TAKEAWAY: MOUNTAIN CLIMBING
49:08—CALL TO ACTION
Help your circle of influence by telling them about the Retire Inspired Quotient tool (R:IQ) and the investing professionals called SmartVestor Pros. Information on both are at chrishogan360.com
Email us your retirement dreams or wins, your halftime speeches, and your Retire Inspired poetry. Send them to firstname.lastname@example.org. You can also write a review of the Retire Inspired podcast on iTunes and subscribe to future episodes.
You’re waiting to see if your tax refund will be good. But have you thought about how to best apply it to your financial future? It’s a good time of year for a perspective shift and Hogan will help your future stay in high definition. Not only that, but your retirement coach has a new challenge and an invitation to a community of future dreamers. Other features in this episode include “Veshona’s Story” (an attendee at a recent Retire Inspired Live event), The Takeaway, and a new Millionaire Moment.
1:49—YOUR TAX REFUND IS NOT A BONUS
Hogan has insight about how the baby steps and your tax refund can go hand in hand. Wherever you are in the baby steps, use the following suggestions.
Baby Step 1—If you haven’t completed your $1,000 emergency fund yet, put your tax refund toward this.
Baby Step 2—No matter what kind of debt you have, apply that refund to the biggest amount right away.
Baby Step 3—If you’re out of debt, take that tax refund and create an emergency fund 3-6 months of your expenses.
Baby Step 4—You’re ready to invest toward your retirement dream! Why not use the refund toward investing? You need to know your Retire Inspired Quotient. Go to chrishogan360.com/riq. Once you know your number, you can get excited about investing.
Baby Step 5—If you’ve made it this far, you could apply the refund toward your children’s college.
Baby Step 6—If you’re on this step, you can apply your tax refund toward paying off that pesky mortgage..
Baby Step 7—At this point, you have freedom to build your wealth and have no constraints. You’re allowed to just have some fun with your tax refund money!
15:34—LISTEN UP VIPS (HOGAN’S HIDDEN SAVINGS CHALLENGE)
Five weeks, 10 tasks to complete. If you want to supercharge your investing and saving, join us for Hogan’s Hidden Savings Challenge. You’ll learn how to stop bad money habits, simplify your life, and save for the future. You’ll also be invited to join Hogan’s Retirement Challenge Facebook group, where you can hear from others who share your money goals. You can register at chrishogan360.com. Look for CHALLENGE on the menu bar. You can also follow Hogan on social media for details.
17:11—STORY SPOTLIGHT: VESHONA
Veshona has a clear plan for her future and she wants to share it with others. She has no problem with sacrifice and can give you the details of her retirement dream. At a recent Retire Inspired Live event, she shared her passion and focus. Listen, learn and apply it to your situation! If you want to see Hogan live, we’re offering $10 off the Smart conferences in April or the Retired Inspired conferences in May. Go to “events” at chrishogan360.com and use the code HOGANPODCAST at checkout.
23:37—HEAR FROM THE PEOPLE
Hogan reads and responds to two emails:
A listener shares her own personal battle cry (Hogan discusses having a battle cry in Episode #7 @29:11).
A 60-year-old retiree wants to know if her investment risk should correlate to her age. She has a net worth of over a million dollars and has $700k in savings.
30:13—THE TAKEAWAY: THE RIPPLE EFFECT
36:03—THE MILLIONAIRE MOMENT
Hogan shares the story of a self-made millionaire, Leslie, whose net worth is over $1.9 million. Leslie’s mentality is forward-thinking! She has little time for trivial things because she’s busy making smart decisions.
38:39 —RALLY CRY WRAP UP
39:28—CALL TO ACTION
If you subscribe to this podcast, you are looking to retire inspired. But what about your parents? If they aren’t on solid financial ground, you may be able to help them. Hogan gives you several guidelines for helping your parents with their money. Other features include “Andy’s Story” (an attendee at a recent Retire Inspired event), The Takeaway, and The Millionaire Moment.
1:43—RANT AND CHALLENGE
“81% of Americans don’t know how much they need to retire.” (cnbc.com/2017/02/15/80-of-americans-dont-know-how-much-they-need-to-retire).
7:41—IF YOU WANT TO HELP MOM AND DAD
Hogan wants you to avoid some mistakes he has seen, so he gives you questions to ask and guidelines to follow:
Can you afford to help them financially?
Is the financial help you are providing for something fun, or is it taking care of your parents’ fundamental needs?
Is the financial help a loan or a gift?
Are your parents also willing to help themselves financially?
Make sure your parents understand the clear path to progress.
If you want to help your parents financially, you and your spouse need to be in agreement 100%.
If you do help your parents financially, point them to additional help and proper resources.
23:22—STORY SPOTLIGHT: ANDY (FROM A RECENT RETIRE INSPIRED EVENT)
Because of the way he lives, Andy is a 22-year-old who is writing his own retirement success story. No one is doing it for him. At a recent Retire Inspired Live event, he told us about his determination. Listen, learn and apply it to your situation!
29:29—HEAR FROM THE PEOPLE
Hogan reads and responds to two emails:
A listener thanks Chris for his “Big Pop” story and shares her own personal battle cry (Big Pop story- Episode #7: @14:02, Battle Cry- Episode #7: @29:11).
A listener shares her R:IQ experience and Hogan responds by talking about leaving a legacy.
34:12—THE TAKEAWAY: TIPS TO INVEST YOUR CAREER
43:12—THE MILLIONAIRE MOMENT
Hogan shares the story of a self-made millionaire, Mike, from the state of Washington, whose net worth is over $1.2 million. Mike’s mentality is inspiring!
45:18 —RALLY CRY WRAP UP
45:53—CALL TO ACTION
You can avoid making rookie mistakes! Chris Hogan shares several ways you can on your road to retirement. He also introduces a new segment called the Millionaire Moment, in which he talks with everyday millionaires about the steps they took to reach this milestone. Also in this episode, you’ll get exclusive backstage access to one of Hogan’s Retire Inspired events as Hogan and a SmartVestor Pro answer questions from the audience. Other features include The Takeaway and the Hear from the People segment.
1:43—YOU DON'T HAVE TO BE A ROOKIE
Hogan discusses common rookie mistakes and how to avoid them:
Thinking too small
Not believing what’s possible
Getting lost and staying lost
Not grabbing low-hanging fruit
Not getting started
Fostering a victim mentality
Having no map
18:31 — LISTEN UP VIPs
For a special event discount, go to chrishogan360.com and choose Retire Inspired Event. Use the code HOGANPODCAST at checkout for $10 off.
Don’t forget our musical anthem gift: A MILLION STRONG (VIP ANTHEM).
Send us your retirement dreams and wins, your halftime speeches, and your retirement poems for Hogan to read. We want to hear from you! Send us an email today: email@example.com
20:08 —EXCLUSIVE BACKSTAGE ACCESS
Listen in on the VIP backstage experience, the Q&A session, at one of the Retired Inspired live events. Hogan and a SmartVestor Pro answer questions on investing and retirement:
Hogan answers a question about paying off a mortgage (@20:32).
A SmartVestor Pro answers a question about finding the right advisor (@22:15).
Hogan answers a question about refinancing a home (@25:53).
29:15 —HEAR FROM THE PEOPLE
Hogan reads and answers two emails:
A listener wants information about investing going forward.
A listener asks a question about the R:IQ tool.
34:25 —THE TAKEAWAY
39:17 —THE MILLIONAIRE MOMENT
This new segment focuses on the mindset and mentality of self-made millionaires. In this episode, Hogan shares a conversation with Paul, from TN, whose net worth tops $1.3 million.
41:46 —RALLY CRY WRAP UP
42:21—CALL TO ACTION
Go to chrishogan360.com to discover your R:IQ. While you’re on the website, click “Dream Team.” There, you can connect with a SmartVestor Pro for investing help and ELPs for insurance, tax services, and real estate assistance.
Email us your retirement dreams or wins, your halftime speeches, and your Retire Inspired Send them to firstname.lastname@example.org. You can also write a review of the Retire Inspired Podcast on iTunes and subscribe to future episodes.
All of us are impacted by real estate. Hogan walks you through some vital information in a 4-part special on: The Right Agent, The Right Price, The Right Listing, and The Right Offer.
You can get the link to the Home Seller's PDFs by text: Text HOMESELLER to 77948
You can also download the Home Seller's PDFs at chrishogan360.com
Rejoin our regular episodes March 1, 2017 and listen to Hogan discuss Rookie Mistakes!