Control is a time trap. We waste time trying to control things that are out of our grasp. Hogan walks his listeners through four retirement factors you can’t control as well as four factors you can control. Other features in this episode include retirement dream highlights from a Retire Inspired event and another round of wake-up calls. He also takes to the phones to answers questions and share success stories of everyday people working the right plan.
0:27 – WELCOME
1:43 – RETIRE INSPIRED EVENT HIGHLIGHT
Hogan’s podcast producer shares a couple of highlights from attendees winning at retirement planning.
5:03 – RETIREMENT CONTROL
Chris discusses four factors you CANNOT control:
THE MARKET. While offering you opportunities for retirement, you can’t control whether it goes up or down.
THE UNEXPECTED. Things will always happen you didn’t plan on.
INFLATION. General prices are always rising.
SOCIAL SECURITY. The laws regarding this government program are constantly changing.
Chris also discusses four factors you CAN control:
YOUR INVESTING AMOUNT. Will you choose Hogan’s advice and start with 15%? Will you work toward that goal?
YOUR SPENDING. You can choose to make time and compound interest work in your favor by curbing spending so you have more to invest.
WHEN YOU SAVE. You can start saving right now, even if the amount is small.
YOUR PORTFOLIO. You can get help from investing professionals at chrishogan36com. Click on Dream Team.
20:01 – VIP ANNOUNCEMENTS
The final winner is announced in the Retire Inspired Podcast Giveaway. Thanks to those who entered. If you still haven’t subscribed to the podcast, Hogan says, “It’s your life, people. Take charge!” Go to chrishogan360.com. Choose the best way to listen to the podcast. Once you’re there, subscribe and share! Also, while you’re on Hogan’s website, check out his Christmas bundle and get 56% off a bunch of amazing products.
22:52 – WAKE-UP CALLS
Hogan to VIPs on the phone:
A 54-year-old married woman is debt-free after 12 years of discipline. She asks how to retire in five years.
A 57-year-old married woman doesn’t want to make rookie mistakes. She is reaching out to an Endorsed Local Provider.
A 45-year-old married man paid off his house just before his 45th birthday.
31:45 – THE TAKEAWAY
Hogan gives his patented 3-Point Takeaway on how to deal with control.
39:05– RALLY CRY WRAP-UP
39:39 – CALL TO ACTION
Go to chrishogan360.com to discover your R:IQ. While you’re online, click Dream Team. Then connect with a SmartVestor Pro for investing help and Endorsed Local Providers for real estate, insurance and tax services.
Email us your retirement dreams and wins, Coach Hogan halftime speeches, and retirement poetry. Send them to firstname.lastname@example.org. You can also write a review of the Retire Inspired Podcast on iTunes and subscribe to future episodes.
Anxiety is just a schoolyard bully. Chris Hogan talks about how to combat that bully. He talks about Ramsey Solutions’ Retirement in America Survey and the section on anxiety and offers some tips on what to do when you start to feel anxious. Other features of this podcast include the Hear from the People segment (answers to email), The 3-Point Takeaway, and highlights from one of the Retire Inspired live events. In addition, Hogan shares a story spotlight called Self-Made about everyday people who followed a plan and are now millionaires.
0:31 – WELCOME
2:23 – RETIREMENT IN AMERICA SURVEY
Chris discusses the portion of a Ramsey Solutions survey that focuses on anxiety and offers four tips for when you start to feel anxious:
1. TAKE A DEEP BREATH. Activating relaxation is important.
2. ACKNOWLEDGE HOW YOU FEEL. Identify the feeling you’re dealing with.
3. ACCEPT THE FEELING. Realize it is what it is. Don’t deny or ignore it.
4. QUESTION YOUR THOUGHTS. Ask yourself the following: A. Is this likely to happen? B. What can I do to relieve the anxiety? C. How can I prepare for what may happen?
12:00 – VIP ANNOUNCEMENTS
The third winner is announced in the Retire Inspired Podcast Giveaway. You have one more chance to win $250. Go to chrishogan360.com. Subscribe to the podcast and type in your information. No purchase necessary.
15:03 – HEAR FROM THE PEOPLE
Hogan reads listener emails:
A man talks about Hogan’s Big Pop story (Episode 7, time code 14:49).
A woman has a question about the 15% toward retirement from Baby Step 4.
A woman asks about her and her husband’s expenditures while saving for retirement in light of their daughter’s medical needs.
A woman on Baby Step 4 is successfully on the path toward retiring inspired.
A woman wants to know how to talk to her parents about retirement and asks Chris to share more success stories. He points to Episode 4, time code 36:51.
27:12 – STORY SPOTLIGHT: SELF-MADE
Hogan tells the story of several people, just like you, who became millionaires by being diligent and following a plan over time.
35:38 – RETIRE INSPIRED EVENT HIGHLIGHTS
Hogan’s podcast producer shares a couple of highlights from attendees who are winning.
37:45 – THE TAKEAWAY
Hogan gives his 3-Point Takeaway on combating that schoolyard bully, anxiety.
1. USE POSITIVE SELF-TALK. Think of reassuring statements you can make to avoid anxiety.
2. FOCUS ON THE NOW. So much anxiety is connected to what “could” happen.
3. FOCUS ON MEANINGFUL ACTIVITIES. The worst thing you can do when you’re anxious is obsess over the negative feeling. Remember your retirement dreams, know your R:IQ (see chrishogan360.com if you don’t know your number), and pay attention to your budget (see EveryDollar.com).
42:27 – RALLY CRY WRAP-UP
43:55 – CALL TO ACTION
Don’t forget to enter the Retire Inspired Podcast Giveaway! You have one more opportunity to win $250. Go to chrishogan360.com. Subscribe to the podcast and enter your information. No purchase necessary.
Go to chrishogan360.com to discover your R:IQ. While you’re there, click Dream Team then connect with a SmartVestor Pro for investing help and ELPs for real estate, insurance and tax services.
Email us your retirement dreams or wins and your big financial words for Professor Hogan to define on the podcast at email@example.com. You can also write a review of the Retire Inspired Podcast on iTunes and subscribe to future episodes.